◆ THE MONEY LAYER
Who controls the pipelines.
Loading the money layer
BETABETABETAEach pipeline's grade is the average of its institutions' verified records.
Verified incidents only. Reports without a primary source stay in the queue.
The quietest front in the whole fight is four digits long. Here's what a merchant category code is, what changed, and why it matters.
A merchant category code (MCC) tags what a business sells. In 2023 a new code for firearm retailers was approved.
Card networks can now flag, and processors can act on, transactions specifically because a business sells firearms.
It turns lawful purchases into a trackable, blockable category. Deplatforming without a single law passed.
Several states have restricted or banned its use; others mandate it. Watch which processors adopt it, and how.
Top-graded institutions per pipeline, verified to serve lawful firearm businesses.
Or taken you on when others would not? Both belong on the record. Send it with a source.
REPORT AN ACTIONTwo questions are graded separately. The rating of a business from a customer’s perspective reflects how it treats gun owners who spend money there. The rating of a business from a supporter’s perspective reflects whether it actively defends the right. A business can score well in one area and poorly in the other.
Evidence ages. An old receipt says less about a company today, so it counts for less. A record too old or too thin to support a letter shows no grade rather than a guess.